@caraholic It isn't just American manufacturers.
1. I bought a Toyota Tundra years ago, took delivery and was on a road trip with it the very next morning. Kept getting pinged from my credit monitoring system that my credit was being pulled again and again (about a DOZEN TIMES). I have an 800+ Score. The dealer messed up the deal and kept searching for a better financing deal. My credit nose dived for months... I gave them the truck back! Jim Norton Toyota Tulsa
2. In April, my wife traded a 2019 BMW for a 2024 BMW, both financed through BMW Financial. Her 2019 was so nice that they sold it in 3 days. They didn't pay off the balance of the loan for almost a month!!!! They blamed it on someone in the back office being on maternity leave and "deals just stacked up on her desk"... We ended up eating an extra month of interest on a car we no longer owned that the dealer flipped in 3 days!!! BMW of Tulsa. Being that both were financed through BMW Financial, they literally had to just log in and push a button to make the payoff. I'm sure whoever bought the 2019 also went through BMW Financial... Absolute Clown World over there.