Agreed upon value insurance

[1996cc]

I’m 170k+ and State Farm told me the same thing. I also hope I never have to put it to the test.

They told me the same thing. Then I gave State Farm 75,000 worth of receipts after this. They never squawked about the parts at all, but they will depreciate them, just like anything. They didn’t want to pay for labor of the parts. It took them 2 months of passing it around to many different adjusters and hiring outside appraisal companies that never laid eyes on the Jeep, just pics from the body shop. Fusions, Atlas, WFO long arms, Bilstein 8100 external bypass’s, 40”s. They offered me $104,000 back in August. Based on similarly built rigs that were for sale at the time (that I was finding, I don’t know what they were looking at), I was happy with that number. I didn’t argue with that, and I bought back the salvage. After moving all the parts over and selling the old one, I will come out ahead- not counting my labor. I’ve also put a Genright cage in the new one, so it’s been a TON of work.

 

[ParadigmDawg]

I use Progressive for the vehicles and gator. They had me put the replacement value on the gator with all mods and trailer. I need to do the same for the Jeep. I also have a GPS tracker with starter kill switch from Cellutrak on both, $39 a month for each. It's a bit pricey but I have it set so every time it starts I get a text. It will also alert me if it's being towed.

Let me know what they say on the Jeep, that's who I use too

 

[smiley]

You been towed a lot?

not yet but I'm ready.